Best Mortgage Advice, Rates & Guides

Down Payments – Get Creative

Published on: 23/08/2024

One of the biggest hurdles to buying a home is the down payment. Saving up a chunk of change can be difficult, so getting creative is a key.

Down Payment Scams – The IRS is Hunting

Published on: 23/08/2024

Coming up with the down payment for a home purchase can be a big hurdle. If you are straining to get the money together, be careful because the IRS is targeting down payment scams.

Subprime Mortgages – How Large Of A Down Payment Do You Need?

Published on: 25/07/2024

Subprime mortgages offer more flexibility with down payments than conventional home loans. You can choose to put nothing or over 20% down. And with a subprime mortgage, you don’t have to worry about paying private mortgage insurance. Zero-Down Mortgages Zero-down mortgages allow people with little money for initial costs to buy a home. Even with a zero-down mortgage you can expect to pay loan fees and points, which can still add up to a couple of thousands. However, the...