Best Mortgage Advice, Rates & Guides

Do You Know How To Find The Best Mortgage Deal?

Published on: 23/08/2024

That is why you simply must shop around to find the best mortgage deal available for you. In the end you could save yourself thousands of dollars. Here are five ways to help you find the best deal

Mortgage & Refinance Tips: Debt To Income Ratios

Published on: 23/08/2024

Debt to Income Ratios, often referred to as “DTI’s”, are a key calculation used in the refinance, debt consolidation, and purchase mortgage application process. A debt to income ratio is arrived at by dividing your monthly debt payments by your pre-tax income. Debt to income ratios are finally used to determine how much money you can borrow, and a thorough knowledge of DTIs can help you get the most value from your refinance, debt consolidation or purchase mortgage transactio...

Stepping Onto The Property Ladder: First Mortgages

Published on: 22/08/2024

It pays to be clued up before stepping onto the property ladder. If you know about the mortgage buying process then you will get a better deal and find the right home for you

Refinance & Mortgage Tips: Your Down Payment Is Key

Published on: 22/08/2024

If you are buying a house, the first thing you need to figure out is how much of a down payment you can afford to make. This may seem like the sort of advice your father would give you, but rest assured there are a few reasons why knowing what you can put down and where you’ll get the money can make all the difference when shopping for a house and a mortgage to finance your new purchase. Before you pick up your local newspaper and browse the real estate section looking fo...