Loan Programs

NEXA Mortgage offers programs and pricing you and your clients will love. With processing, underwriting, and local appraisers that trulyknow our market. In addition, we have Aggressive Loan programs that you’d be hard-pressed to find anywhere else at very aggressive rates.

Conforming Fixed

Options that allow for up to 3% down

Vacant Land

Options that allow for as little as 10% down

Jumbo Loans

Low rate options for loan amounts up to $3 million

Doctor Loans

Practicing Physicians may qualify for $0 down and no mortgage insurance.

NEXA New

Financing for qualified borrowers who have had a financial hardship such as a short sale or BK.

Renovation Programs

Streamline renovation loans that allow for the purchase and rehab for a home.

Professional

Home financing for established professionals for as little as 3% down without monthly mortgage insurance.

NON QM Loans

Rather than using cash for a down payment apply it towards a lower interest rate and shorter loan term.

FHA,VA&USDA RD

Smaller down payments and expanded qualifying ratios. We can lend down to a 500 FICO score on FHA.

Non Warrantable Condominium

Financing for newer condo projects that do not meet conventional guidelines.

Downpayment Assistant Programs

Options available to assist with down payment and closing costs for qualified borrowers.

Home Equity Loans

Closed-end 2nd mortgages and lines of credit available as stand alone products or in combination with a 1st mortgage and a combined CLTV of up to 95%.