Best Mortgage Advice, Rates & Guides

Variable Rate Mortgages – Setting The Standard

Published on: 27/08/2024

Here’s the first mortgage term you should learn – Standard Variable Rate, or SVR. This is the interest rate you will be paying on the total amount you are borrowing. It is usually expressed as a percentage, and is different from an APR

Types of High Risk Mortgage

Published on: 27/08/2024

As the cost of houses continues to increase, fewer people are able to afford them. Many creditors have responded to this situation by creating a new class of mortgages that are quite risky.

Tracker Mortgages – Are They Worth The Gamble?

Published on: 27/08/2024

How well do you know the money market? A tracker rate mortgage has a variable rate, usually a set percentage above or below the Bank of England’s base rate.

Mortgage Lenders – Your Options

Published on: 27/08/2024

Finding your dream home is usually the simplest part of the house buying process! Once you see somewhere you want to put in an offer for, you’ll want to move fast. It helps, therefore, to have your mortgage sorted before you find somewhere you want to buy. You can choose a lender and mortgage, apply for the loan and get your mortgage ‘approved on principle’ before you even start looking for a house. This means that you know what your budget will be and can be fairly certai...