Commercial Real Estate Mortgages
Tailored financing solutions for purchasing, refinancing, or expanding commercial properties. We offer access to regional and national commercial lenders to seek competitive terms for business owners and commercial investors.
Commercial Investors, Business Owners & Developers
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Program at a Glance
- Down Payment
- Varies by lender & property
- Credit Score
- Varies by lender/program
- Occupancy
- Owner-occupied or non-owner
- Term
- 15–25 yr amortizations common
- Property Type
- 5+ unit, retail, office, industrial, mixed-use
Key Program Highlights & Advantages
Multi-family (5+ units), Retail, Industrial, Office, & Mixed-Use
Loan amounts vary by lender and property (commonly $250K to $10M+)
Fixed-rate periods and amortizations commonly 15, 20, or 25 years (varies by lender)
Stated income & asset-based commercial options
Owner-occupied and non-owner occupied structures
General Qualification Standards
Compare Similar Programs
| Program | Down Payment | Credit Score | Occupancy | Term |
|---|---|---|---|---|
| Commercial Real Estate Mortgages | Varies by lender & property | Varies by lender/program | Owner-occupied or non-owner | 15–25 yr amortizations common |
| DSCR (Debt Service Coverage Ratio) | Often 15%–20%+ (varies) | Often 620–660+ | Investment | 30 yr fixed / interest-only options |
| SBA Business & Real Estate Loans | ≈ 10%+ (commonly; varies) | Strong personal/business credit | Owner-occupied (51%+) | Up to 25 yr (real estate) |
Figures shown are typical ranges and vary by lender, program, and borrower profile.
Rates, terms, and program availability are subject to change without notice and depend on borrower qualification and underwriting approval. This is not a commitment to lend. Contact Oakley Pike for current program guidelines.
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