15 Wholesale Loan Programs
Whether purchasing your first home, funding multi-family investment properties, constructing from the ground up, or leveraging business credit, Oakley Pike matches your goals with competitive pricing across our 300+ wholesale lending partners.
Conventional Mortgage Loans
Standard conforming loans with down payments as low as 3% and flexible fixed or ARM terms.
FHA Mortgage Loans
Government-backed financing offering 3.5% down with flexible guidelines for a range of credit profiles.
VA Mortgage Loans
$0 down payment and NO monthly mortgage insurance for eligible veterans, active service & spouses.
USDA Rural Development Loans
100% financing ($0 down) for eligible homes in designated suburban & rural areas.
DPA (Down Payment Assistance)
Grants, second mortgages, and forgivable loans to help cover your upfront down payment & closing costs.
HELOC & Home Equity Loans
Access your home's equity for renovations, debt consolidation, or other needs — often without replacing your existing first mortgage.
Bridge Loans
Short-term interim financing to buy a new property before selling your current home.
Construction & Renovation Loans
Finance major remodeling, home additions, or ground-up builds with flexible draw schedules.
FHA 203(k) Rehabilitation Loans
Finance both your home purchase and renovation costs into one single FHA-insured mortgage.
OTC (One-Time Close) Construction
Combine your land purchase, construction build, and permanent mortgage into one streamlined closing.
Reverse Mortgage (HECM)
Turn home equity into cash for homeowners aged 62+ with no required monthly mortgage payment.
DSCR (Debt Service Coverage Ratio)
Investor loans qualified on property cash flow — no personal tax returns or paystubs required.
Commercial Real Estate Mortgages
Financing for retail centers, office buildings, industrial spaces, & multi-family properties.
SBA Business & Real Estate Loans
SBA 7(a) and 504 financing for small business acquisitions, working capital, and commercial real estate.
Unsecured Loans & Credit Cards
Fast personal & business unsecured funding for working capital, repairs, or liquidity.
Not Sure Which Loan Fits Best?
Oakley Pike conducts a comprehensive review of your credit, income, and down payment scenario to compare options side-by-side.